Insights

What is Vallou?
Joseph Howard Joseph Howard

What is Vallou?

Our philosophy is simple: stewardship, clarity, and strength. We treat every business like our own, communicate proactively, and turn complex financial data into clear, actionable insight. With the right guidance, businesses can plan ahead, protect their future, and grow with confidence.

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Save Money On Your Taxes
Joseph Howard Joseph Howard

Save Money On Your Taxes

Paying yourself correctly as an S Corporation owner is critical to staying compliant and avoiding IRS problems. The IRS expects owners to take a reasonable W-2 salary based on the work they perform, not just distributions. Underpaying yourself can trigger audits, back payroll taxes, and penalties, while overpaying reduces tax efficiency. The goal is a defensible salary supported by market data, your role, and business profitability.

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